Is a loan provided by the aforementioned institution without interest, in exchange for paying a certain amount as file processing fees, considered an usurious loan?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
It is permissible to charge fees and expenses for loan services if they cover the actual costs of the institution. Anything beyond that is considered forbidden usury (riba). Therefore, accuracy is essential in determining the actual expenses, so as not to lead to an increase that would amount to interest.
Summarized from the full answer at Ftawy · imported
Read the full answer on Ftawyhttps://ftawy.com/en/questions/188918
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 188918
- Imported
- Translation status
- Source text, unreviewed
- Read the full ruling
- Read the full answer on Ftawy