Is comprehensive car insurance permissible or forbidden?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to insure cars with cooperative insurance companies, whether it is comprehensive or third-party insurance. However, it is not permissible with traditional commercial insurance companies that are based on (uncertainty), gambling, and riba (interest). If a person is compelled to obtain insurance in a country where Islamic insurance is not available, then it is permissible for him to get insurance to the extent of necessity. If the official authority deems third-party insurance sufficient, then one must limit themselves to it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/31674
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 31674
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy