What is the ruling on receiving comprehensive car insurance compensations for accidents or theft?
It is not possible to issue a blanket ruling on all types of insurance in Islamic countries, as some are cooperative, Takaful (Islamic mutual insurance), while others are commercial and forbidden, based on (excessive uncertainty) and gambling. The participant must consider the type of insurance they have. If it is cooperative Takaful, then there is no harm in benefiting from its compensations. However, if it is commercial and forbidden, they must cancel their subscription if it was voluntary. If it was compulsory, the sin falls upon the one who compelled them, and they are only permitted to benefit from the amount they contributed.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/131235
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 131235
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy