Is it permissible to borrow with interest to pay off due debts if there is no other means of payment and there is an intention to pay when funds become available?

Usury is not permissible except in cases of dire necessity where there is a fear of perishing or suffering severe harm, and what has been mentioned does not reach the level of legitimate necessity. A debtor facing hardship must be granted respite, and borrowing with interest to repay a debt is an even worse transgression. Whoever fears Allah, He will make a way out for him and provide for him from where he does not expect. To help in repaying debt, there are authentic supplications, including: "O Allah, suffice me with Your lawful provisions against Your unlawful ones, and enrich me by Your grace, making me independent of all besides You," and "O Allah, I seek refuge in You from anxiety and sorrow, and I seek refuge in You from inability and laziness, and I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and the oppression of men."