Is it permissible to buy a house with a bank loan?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the loan is (a benevolent loan), then there is no objection. But if it is usurious, it is not permissible to take it or to build the house with it, due to Allah’s saying: (O you who have believed, fear Allah and give up what remains [due to you] of usury) and because the Messenger of Allah, peace and blessings be upon him, cursed the one who consumes riba (usury/interest), its payer, its scribe, and its two witnesses. They must seek what is lawful and fear Allah.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/30636
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 30636
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy