Is it permissible to obtain a credit Visa card from a non-Islamic bank, while being careful to repay in order to avoid interest, due to extreme necessity because of the difficulty in obtaining one from Islamic banks, and what are the controls if this is permissible?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible for you to obtain a credit card from an interest-based (riba-based) bank if there is an urgent necessity, and if a card from an Islamic bank is not available, provided that you commit to making payments on time to avoid interest-based (riba-based) charges. It is preferable to pre-load the card with funds to avoid borrowing. You must relinquish it when the need ceases or when an Islamic alternative becomes available.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/121738
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 121738
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy