Is it permissible to use a credit card from an interest-based bank if payment is made within the grace period, given the unavailability of Islamic banks?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The general principle is to avoid obtaining cards from interest-based banks, and it is impermissible to use a card that includes a penalty for late payment. However, if there is a pressing need for it and it is impossible to obtain a -compliant card from an Islamic bank, then there is no harm in that, Allah willing, provided that its use is limited to the extent of the need, while being careful to avoid late payments so as not to incur a penalty.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/155449
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 155449
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy