Is it permissible to purchase goods for five thousand dinars and sell them to the buyer for eight thousand dinars in installments, based on the principle of murabaha to a party ordering the purchase, in order to avoid the suspicion of usury?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to buy goods for a colleague and sell them to him in installments after acquiring them and bringing them under the seller's guarantee. It does not matter if the last installment is larger or if the amount paid by the buyer is the same as what he would have paid for an interest-based loan if he had changed his mind, provided that the seller owns the goods before selling them, and that the price does not exceed the agreed-upon amount at the time of the contract. The prohibition of Riba (usury/interest) and the difference between the two transactions must be explained.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/169413
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 169413
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy