Is it permissible to take a loan, with the intention of paying it back, from money whose source is bank interest, or is it permissible to take it as charity, knowing that the borrower needs the money to complete the building of his house?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The benefits a wealthy person gains from usury (riba) are forbidden and cannot be accepted as charity. Such a person must spend this money on things that benefit Muslims, with the intention of getting rid of it, not as an act of devotion. A poor person is permitted to take this money because its prohibition applies only to the one who earned it, and there is no sin upon the poor person for taking it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/44959
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 44959
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy