What is the ruling on giving money borrowed with interest to the poor and needy instead of returning it to the bank, for fear of legal accountability?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is forbidden to borrow with usury (riba). The borrower must repent to Allah and return only the principal. It is permissible for him to use stratagems to waive the usurious interest, as long as no harm results from that. The loan must be repaid to the bank, and giving it as charity is not sufficient.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/24227
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 24227
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy