Is it permissible to take money in exchange for pawning something valuable, then return the money with an increase upon redeeming the pawn? And is that considered usury (riba)?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible for the debtor to give the creditor a pledge from his valuable possessions as security for the repayment of the debt. Scholars have agreed that pledging is permissible. It is not permissible for the creditor to demand more than what he lent, because every loan that draws a benefit is forbidden usury (riba).
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/18176
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 18176
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy