Is it permissible to take out a loan from a bank with interest to buy a house, based on a fatwa that permits it in a European country? And does the wife bear the burden of continuing this loan if the husband insists on it?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Borrowing with interest is usury (riba), which is impermissible unless one fears perishing or facing extreme hardship that cannot be alleviated except through interest-based borrowing. If a Muslim can find housing, even by renting, then it is not permissible for him to borrow with interest, for usury is forbidden at all times and in all places.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/48367
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 48367
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy