Is it permissible to take usurious funds from a usurious bank as an interest-free loan that is repaid without interest?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Benefits from interest-based loans are Islamically forbidden, because they are usury (riba). It is not permissible to deal with a person or entity that uses these benefits, whether through sale, gift, loan, or any other transaction. Therefore, it is not permissible to borrow from these benefits, even if no interest is paid on them.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/64698
Where this answer came from
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- Ftawy
- Original fatwa ID
- 64698
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy