Is repaying a usurious bank loan with a loan from an Islamic bank considered a departure from usury, and what is the ruling of Sharia on this?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible for an Islamic bank to assume responsibility for settling the debt if it was a benevolent loan () without interest. Otherwise, it is not permissible because it is an interest-based loan (riba). The sin of usury is not lifted by this, and you are obliged to repent from it by feeling remorse and resolving not to return to it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/48584
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 48584
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy