Is taking a loan from an institution with a small interest rate to buy an apartment, coupled with a subsidy of 12.5% of the borrowed amount, considered haram and usury (riba)? And does the sin fall on the husband alone, or on both of them, if the husband takes a loan from the bank with interest, and this is his only means to buy his share of the apartment?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
It is forbidden to purchase an apartment through an interest-bearing loan, because this loan is considered unlawful usury (riba). Allah has threatened those who deal in usury with severe punishment. Therefore, a Muslim must keep away from it. If the husband insists on taking a usurious loan, then the sin falls upon him alone.
Summarized from the full answer at Ftawy · imported
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- Ftawy
- Original fatwa ID
- 19008
- Imported
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