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The question

Is the deduction by other banks of a 25 dirham fee when withdrawing an amount with a credit card issued by an Islamic bank considered usury (riba) or a suspicion of usury?

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Source: FtawySummary from Ftawy's records · added here Sep 2, 20261 min readAlso available in العربية
The answer

The apparent ruling — and Allah knows best — is the permissibility of paying this amount, because it is a fixed fee for the service provided by the bank to the holder of this card, which he obtained from another bank. The answer was given on the basis that the card was obtained through a legitimate and valid means.

Summary from Ftawy's records · added here

Reviewed by El Fatwa's sharia committee.

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
58502
Added here
. This is when the answer was added to El Fatwa, not the fatwa's date.
Text
Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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Read the full answer on Ftawy