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The question

What is the ruling on a merchant and a buyer dealing with a usurious bank in Palestine, knowing that the bank takes a 7% commission from the merchant when selling to a customer in installments, and no Islamic bank is available?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

This transaction is impermissible because the bank lends the price of the goods and recovers the loan amount with an increase (the commission) on it, and any increase on a loan amount is forbidden interest (riba). The -compliant alternative is Murabaha for the one who commands the purchase.

Summarized from the full answer at Ftawy · imported

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
56402
Imported
Translation status
Source text, unreviewed
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