What is the ruling on returning an usurious loan to the bank, and how does one repent for taking such a loan?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Purchasing a car with riba (usury/interest) is a grave sin and one of the major transgressions. If you sincerely repent to Allah, we hope for your forgiveness. If you are able to pay back the principal amount of the debt without the usurious profit, then do so. Otherwise, there is no blame upon you for paying the full amount if you are compelled to do so.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/51991
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 51991
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy