What is the ruling on taking interest from usurious banks, and can it be considered that "every" in the hadith: "Every loan that draws a benefit is usury" does not imply generality, as some believe?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The principle "Every loan that draws a benefit is usury (riba)" is agreed upon by jurists. What is meant by it is a benefit stipulated at the time of lending or implicitly agreed upon, even if it is slight. Every loan that stipulates an increase is unanimously forbidden, and whoever stipulates a benefit in a loan is mistaken.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
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- Ftawy
- Original fatwa ID
- 83859
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy