What is the ruling on using a credit card, which is necessary to open a seller account on Amazon, given that prepaid cards are not accepted, and what is the ruling on opening an electronic bank account (such as Payoneer) with commissions on transfers?

There is no harm in opening an account on a website that does not accept prepaid Visa cards for permissible dealings. Not all unsecured credit cards are forbidden; it is permissible to use them if they are not conditioned upon an increase in usurious interest. There is no harm in opening an account with Payoneer bank to transfer funds for a commission, in order to benefit from its permissible services.