What is the ruling on using a credit Visa card from a usurious bank if payment is made before interest is calculated, and is it permissible to open a current account in a usurious bank when an Islamic alternative exists, and what is the difference between a usurious and an Islamic bank if the client neither benefits from nor pays interest?

The fatwa (definition) addressed several issues related to dealing with usurious banks, including the use of their issued Visa cards, the ruling on opening a current account with them, and the distinction between a usurious and an Islamic bank. It also touched upon the issue of justifying dealing with a usurious bank due to the complexity of transactions in an Islamic bank.