What is the ruling regarding my Muslim husband taking out an interest-bearing loan from a non-Islamic financing company, with his agreement with a non-Muslim merchant (his friend) that the merchant will pay the interest accrued on the loan, while my husband pays only the principal amount?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Your husband is not permitted to enter into a usurious loan agreement with a financing company, even if his non-Muslim friend is the one who will pay the interest. A Muslim is not allowed to engage in prohibited contracts like usury (riba), because doing so implies an affirmation and acceptance of usury, which is forbidden. Dealing with usury or assisting in it is not permissible.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/192475
Where this answer came from
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- Ftawy
- Original fatwa ID
- 192475
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy