What is the Sharia ruling on a company providing cars for its officials, whereby the company bears part of the price and the official bears the remaining part in monthly installments, and the purchase is made through an Islamic bank without interest, and the car is registered in the official's name, with the condition that he may not dispose of it until after five years, and he is obligated to cover the expenses of maintenance and comprehensive and compulsory insurance during this period?

If the bank buys the car and sells it to the employee, or grants the employee a benevolent loan (qard hasan (definition)) without interest, there is no objection. The company donates a part of the car's price and stipulates conditions to the employee to ensure their utilization of it and to prevent its sale. This is permissible, except for what is mentioned in points 5 and 8. In point 5, the nature of the contract signed between the company and the employee was not clarified. In point 8, if the insurance is commercial, then it is forbidden. There is no objection to stipulating that the employee may not dispose of the car until after five years, as it is a condition that does not permit what is forbidden nor forbid what is permissible, and it aims to achieve the interests of both parties.