Is it permissible for a merchant to deduct one thousand dollars from a forty-thousand-dollar debt owed by his customer, in exchange for the customer expediting the payment of ten thousand dollars in cash from this debt?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The aforementioned transaction, which is the waiving of part of a debt in exchange for prompt payment of another part, is impermissible according to the majority of the four Imams. This is because it is usury (riba) and is known by the rule "give up and hasten" (ضع وتعجل). A number of Companions and their successors (Tabi'in) prohibited this.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/46470
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 46470
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy