Is it permissible to take out a loan to pay off debts, or to buy a car for work, or for any project, while suffering from poverty, hardship, and existing debts?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
There is no objection to taking a benevolent loan () if it is for a permissible need, such as purchasing a means of earning a livelihood or paying off a debt. As for an interest-based loan (Riba), it is not permissible except in cases of dire necessity or an urgent need for which no other way can be found to fulfill it apart from borrowing with interest. Merely being in debt does not permit borrowing with interest.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/193269
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 193269
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy