Loans and Debt
1,030 questions
Does the debt that the debtor denied after I left become my responsibility, and is it permissible to divide the amount between me and the grocery store owner due to his knowledge of the debt?
What is the ruling of Sharia on money taken by children from their father's wealth without his knowledge, with the intention of repayment, when the father died without being informed or the amount being repaid, and should the amount be given out as a perpetual charity, or inherited by the heirs, including the children, or given to the mother?
Is it permissible to complete a contract for purchasing a tourist apartment that includes usurious terms or two sales in one, and how can one withdraw from this contract after signing it and paying part of the amount?
Why is collateral (rahn) necessary in Islam?
What is the ruling on a husband paying off his wife's debt from his own money, then her partnering with him in a business from which she takes the profits as spending money, while refusing to be held accountable, which prompted the husband to take a portion of the invested capital to compensate for what he paid and for the profits he did not receive?
Is it permissible to mortgage a project for less than its cost, while taking a loan from the bank and repaying it over a specified period, in exchange for the bank deducting a fixed percentage as mortgage fees, and is this considered usury (riba)?
Am I obligated to return the ten pounds, and to whom should I return it, to my friend or to the lender, knowing that I cannot communicate with the lender, and I do not trust my friend?
What is the best way to return stolen money from the state to its rightful owners, with the possibility of investing and developing it to return the full amount, and are the profits generated from this investment lawful (halal) after the full amount has been repaid, and is it true that earning from trade with unlawful (haram) money is 50% lawful?
What is the ruling on reward points for Al Rajhi prepaid credit cards, which are given as miles to be used on Saudi Airlines?
Is it permissible to use the remaining bonus miles from Al Rajhi Bank's Tasawwaq and Fursan prepaid Visa cards, knowing that benefiting from them might be Haram? If not permissible, is it allowed to gift them or transfer them to another person? And is it permissible to benefit from Bank AlJazira's Wow program?
Is it permissible to withhold the share of a sister's inheritance from the sale of an apartment that belongs to her but has not yet been divided, in order to offset the mother's rightful share of the inheritance?
What is the ruling on a father refusing to return money that his son gave him for business purposes?
Will Allah Almighty reward one who lends money to a disbeliever, and the disbeliever denies it, and will He compensate him for it in the Hereafter?
Is the husband sinful if he lends his sister a sum of money to buy a house, knowing that the source for repaying the debt is unemployment benefits that his sister obtains through fraudulent means and in violation of their conditions? What is the ruling on the money that the husband recovers from this debt? And must the sister return the money she obtained in this way if she wishes to repent?
Is the method of debt repayment by allocating monthly profits equally between family expenses, house rent, and capital preservation Islamically permissible, or is it obligatory to pay all available liquidity and declare insolvency for the remainder?
Is it permissible to use credit cards that include the condition of tawarruq for debt repayment? Is this considered "dissolving a debt into a debt"? And is it permissible to charge fees for these cards?
Is it permissible to consider the 10% pledged to Allah from a sum of money as repayment for part of a debt owed by someone in hardship, and is this method considered fulfilling the pledge to Allah?
What is the ruling on selling a real estate bond with a known profit, the amount of which will be received after the project is completed, at a lower profit margin in exchange for immediate payment, with the buyer awaiting the company's liquidation?
Is it permissible to convert a debt amount into a share in the debtor's business, so that the creditor receives a monthly profit from it? And is this considered profit from what has not been guaranteed?
What is the ruling on lending iron damaged by rust on condition that it be returned new and free of rust?
Is it permissible to obligate the buyer to a new price for iron after its price has increased and he has delayed payment, knowing that he considers this usury (riba)?
What is the Islamic legal ruling regarding the procrastination of a wealthy debtor who refuses to repay his debt and verbally abuses the creditor, and is it permissible for the creditor to take the matter to court to recover his right?