Is working as a physician in the insurance department of a private hospital, which is limited to sending medical reports to the insurance company for approval of examinations or procedures for patients, impermissible or permissible?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Commercial insurance, in all its forms, is forbidden. However, it is permissible to deal with it in two cases: first, when one is compelled to do so, and second, when there is an urgent need for health insurance due to inability to afford treatment without it. This is because it was forbidden due to (excessive uncertainty) and gambling, not due to riba (usury). What is forbidden due to gharar becomes permissible out of necessity. It is also permissible to work as a doctor in the insurance department of a hospital, because some patients are in need of or compelled to use insurance.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/19486
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 19486
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy