Debt and Zakat
340 questions
How can one reconcile a fatwa that permits imposing a fine for delayed payment of bank installments, considering it a discretionary punishment (ta'zir) based on the Prophet's (peace be upon him) action regarding the one who withheld zakat on camels, by stating: "We shall take it from him and half of his property," with another fatwa that prohibits penalty clauses and deems them usury (riba)?
How is a company's Zakat calculated in the presence of bad debts?
Is it permissible to give zakat to expatriate workers and employees?
What is the ruling on the state obliging an indebted expatriate to pay Zakat despite his need and his compulsion to take out a loan to pay it?
How is the inheritance divided among: a father, a paternal grandfather (father of the father of the father), 3 uterine brothers, a full paternal cousin, a wife, a paternal grandmother (mother of the father), a full sister, and a paternal sister, given that there is obligatory zakat on the deceased's wealth that has not been paid?
Is it permissible to give zakat to one's fiancée to help her cover the expenses of marriage, given that she is indebted for half the value of a house she purchased, and I am covering her marriage expenses because she is an orphan?
Is it permissible to give zakat to one's paternal aunt who raised the questioner and received a portion of his salary, and who now has a small income? And is it permissible to give zakat to a brother who has a small income and is indebted to his brother?
- Is zakat obligatory on money that reaches the nisab, given the varying periods of possession for its different parts? - Does the zakat on money that has reached the nisab continue for more than one year until it falls below the nisab? - Is zakat obligatory on the money saved from an employee's monthly salary? - Is zakat paid on money collected in a single account if each individual's share does not reach the nisab? - How is zakat calculated on saved money that is subject to withdrawals and additions or loans and repayments during the hawl (one lunar year)?
Does zakat become obligatory on three tons of barley, given that four tons were received for cultivation and return to the state, and any surplus is mine, and that rainfall was scarce, resulting in only three tons?
Is it permissible to give zakat to someone who is in debt, knowing that he has a job and will live in an apartment he bought with an interest-bearing loan after one year?
Is it permissible to give Zakat al-Mal (obligatory charity on wealth) to a sister who is ill with diabetes, unmarried, and unemployed, or to a brother who is unemployed and in debt from an interest-based loan that he cannot repay?
Does zakat apply to the total amount (170,000) or only to the personal funds (80,000), in the case of purchasing land for trade with an amount that includes a loan?
How is a will written, for whom is it obligatory, what is the ruling on one who dies without a will, what should it include, what is forbidden in it, and does it start from a certain age?
Is zakat obligatory on an apartment offered for sale, but which cannot be sold until an alternative dwelling is secured, knowing that its price is contingent upon settling a debt owed by the questioner's father?
Is it permissible for the zakat payer to use part of the zakat to pay off his accumulated debts, especially if his salary is not sufficient to cover his basic expenses?
Is it permissible for me to pay zakat on the money I borrowed from my father for the purpose of marriage, on his behalf, to alleviate his financial burden?
Is it permissible to give a portion of Zakat to the son of the maternal uncle for the purpose of settling the impoverished maternal uncle's debt, without informing the maternal uncle of this?
What is the ruling on giving zakat to a person who has an interest-bearing loan from a bank to buy a house, with the aim of helping him repay the loan and escape its prohibition?
What is the ruling on establishing a family cooperative fund based on an initial payment of 500 Saudi riyals annually for its foundation, and a monthly subscription of 100 Saudi riyals, aiming to provide interest-free benevolent loans to members two years after its establishment, in fulfillment of Allah's saying: "And cooperate in righteousness and piety, but do not cooperate in sin and aggression"? And is Zakat obligatory on this fund?
Is zakat obligatory on Taibah Company shares that have not yet been sold due to their low index, and how is zakat to be paid for past and future periods?
1. Is specifying a particular day for paying Zakat on money that fluctuates between decrease and increase during the Hijri year correct, and what is the proper procedure to clear one's liability in this case? 2. What is the ruling on Zakat for the deferred Mahr (dowry) that the wife has not yet received, and is it permissible for her to refrain from paying Zakat on it on the pretext that she does not actually own it or that it is not in her possession for investment? 3. How can the statement "If he has an item for personal use (Qinya) that he does not need, he should count it against the debt and pay Zakat on his money. If he does not have such an item that he does not need, then the debt is deducted from the Zakat" be explained in a simplified way? And what is the ruling on Zakat for the deferred Mahr to be paid by the husband if all the money is in his possession? Is it sufficient for him to pay Zakat on it once, or is Zakat also due on it from the wife every year, and who is responsible for paying it if the wife refuses?
Does Zakat become obligatory on the amount remaining with a debtor to a housing institution after making an initial payment?
Is it permissible to allocate a portion of zakat funds to projects such as building mosques and Quran memorization centers, or homes for marrying orphans, after the vast majority of the zakat has been distributed to its rightful recipients as prescribed by Islamic law?
Is it permissible for the manager of a company to distribute Zakat funds to his employees who are in a weak financial situation?