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The question

Is zakat due on the full amount (6,000 Riyals) or on only 3,000 Riyals, knowing that 3,000 of it is an unpaid debt, and the money is saved in the bank and being spent from? And is it a condition for the entire amount to have completed a full year (hawl)?

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Source: FtawySummary from Ftawy's records · added here Sep 2, 20261 min readAlso available in العربية
The answer

For to be obligatory on wealth, it is a condition that the wealth reaches the (85 grams of gold or 595 grams of silver), and that a full Hijri year passes over it. If the accountable person is not certain that a full year has passed over the wealth, then Zakat is not obligatory on him, because the default is the exoneration of one's liability and the absence of obligation until proven otherwise.

Summary from Ftawy's records · added here

Reviewed by El Fatwa's sharia committee.

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
138581
Added here
. This is when the answer was added to El Fatwa, not the fatwa's date.
Text
Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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Read the full answer on Ftawy