Is it permissible to expand the business of selling mobile phones and electrical appliances in installments by one of the following two methods: 1. Taking the goods from the distributor and paying their value upon sale, where the goods are displayed and under my guarantee, and after selling the device in installments, I pay its full value to the distributor from my own account? 2. Purchasing an item from an exhibition according to the customer's desire, with the condition of a grace period for returning the item if the customer retracts the purchase?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
Regarding the first method (selling by disposal), there is a difference of opinion among scholars concerning its ruling. Some view it as impermissible due to ignorance [of the exact quantity or price], while others—such as Sheikh Ibn Uthaymeen and Dr. Abdullah Al-Salami—permit it if the price of each unit is specified, or if it is a compensated agency. As for the second method (stipulating a five-day option for the buyer), there is no harm in it, as it is permissible for either or both contracting parties to stipulate an option.
Summarized from the full answer at Ftawy · imported
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