Is it permissible to obtain a prepaid Visa card from an electronic bank (wirexapp.com) that charges monthly issuance fees, ATM withdrawal fees, and currency exchange fees?

Firstly, there is no harm in using a prepaid Visa card, and the bank charging fees for it, even if they exceed the actual costs, does not pose an issue. This is because it does not involve interest-based borrowing, and the fees are considered a charge for the services provided.

Secondly, it is permissible to open an account in an interest-based bank and obtain a prepaid card from it if there is no Islamic bank that issues such a card. As for dealing with electronic currency, it is permissible if the rules of currency exchange are observed.