Should the money deducted and deposited by the company into the special insurance fund – which invests in usurious banks – be left or claimed, and is it considered the right of the questioner or must it be relinquished?

The questioner has the right to reclaim the money deducted from him and to receive the amount deposited in his name by the company. If obtaining this right is only possible by continuing the insurance contract until its end, then there is no objection. Subsequently, he should disburse any surplus beyond his right to charitable causes and for the benefit of Muslims.