How can a wife's 130 grams of gold be dealt with, given that selling it is undesirable out of respect for her father, there is no money for its zakat, banks refuse to invest it, and the couple wishes to avoid the father's displeasure?
The father-in-law's condition to her not to sell the jewelry is not binding, and the gift is valid.
is obligatory on this jewelry if it is not used for permissible adornment or personal possession, and this is the more cautious of the two opinions.
Its zakat must be paid if a complete lunar year has passed since she acquired ownership of it. The default is to pay zakat from the gold itself, but it is permissible to pay its value at the time of obligation.
If she does not find what to pay zakat with, she may sell some of it to pay the zakat, and there is no blame upon her for that.
It is preferable to explain the matter to her father and for him to understand what she will do.
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