Is it permissible to take out an interest-based loan to open a shop, given the difficulty of finding employment opportunities, the need for money, the lack of academic qualifications, the presence of a chronic illness that prevents strenuous work, and the young man's desire to maintain his chastity and seek religious knowledge?

Legitimate means are numerous and available through Islamic banks that provide permissible financing transactions for establishing projects. Usury, however, is forbidden by Islamic law and should not be undertaken except out of a recognized necessity. There is no necessity in what was mentioned, given the availability of Islamic alternatives. It is forbidden to deal with usurious banks when an Islamic alternative exists, and a Muslim must substitute the permissible for the forbidden. Satan beautifies the forbidden and promises poverty, but Allah promises forgiveness and bounty. "And whoever fears Allah – He will make for him a way out and will provide for him from where he does not expect."