Is it permissible for the bank to deduct ATM card fees and execute deduction decisions without the customer's knowledge or prior announcement, especially when there is a balance in the account exceeding the minimum deduction limit?

It is permissible for the issuing authority of an ATM card to charge fees for the card's services and management, provided that this is legally permitted and the customer is informed of this deduction in advance. The responsible system has clarified that banks are not allowed to collect these fees from customers, and they have been deducted without notification. Sheikh Abdul Rahman Al-Atram stated that collecting these fees is permissible Islamically but prohibited legally and is considered exploitation.