Is it permissible to take the amount that the bank will deduct from the customer when withdrawing money via ATM, without his knowledge, in exchange for depositing the check into my personal account, knowing that the customer will not be able to withdraw his money for several months without this assistance?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
1. The aforementioned transaction is considered an agency for collecting money, and it is permissible to take a fee for going to the bank and collecting the money.
2. It is not permissible for the agent to profit without the knowledge of his principal, because he is entrusted; therefore, he must inform him of any profit, reduction, or gift.
3. The agent is not permitted to deduct the ATM commission as long as no withdrawal has been made through it, and it is not permissible to take it except with the knowledge of the money's owner.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/18342
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 18342
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy