Is it permissible to activate enrollment in the mandatory health insurance system, which deducts a monthly sum from the employee and adds another deduction to cover the treatment expenses of the enrollees and the construction of medical facilities, especially since the mutual insurance company intends to deduct the total amount in the future whether enrollment is activated or not, and leave the surplus in the fund in anticipation of epidemics?
We cannot rule on the permissibility or prohibition of health insurance without knowing its details, because it is divided into permissible (cooperative, solidarity-based), which is rare, and prohibited (commercial), which is common. Therefore, we will limit ourselves to clarifying the regulations and ruling for each type, and the questioner should identify the type of insurance they are asking about based on this.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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