Should I refuse money if it comes to me, based on the statement mentioned in the book "Al-Jawahir Al-Saniyyah" that Allah said: "If money comes to you, then grieve, for tribulation comes with it"?

We have not come across any narration indicating that wealth is a trial from which no benefit can be derived. The book "Al-Jawahir Al-Saniyyah" by Al-Amili is not reliable for Qudsi Hadiths. Wealth is neither inherently praiseworthy nor blameworthy; rather, it depends on external factors. It can be a blessing for a righteous person who earns it and spends it in lawful ways and acknowledges Allah's right in it, as the Prophet (peace and blessings be upon him) said: "How excellent is righteous wealth for a righteous person." This was also exemplified by the Companions like Abu Bakr, Uthman, and Abdur-Rahman ibn Awf. Conversely, it can be a misfortune for one who earns it unlawfully, spends it unlawfully, or neglects Allah's right in it. Allah Almighty says: "So let not their wealth nor their children impress you. Allah only intends to punish them thereby in the worldly life and for their souls to depart while they are disbelievers." (Quran 9:55) Therefore, if you receive wealth from lawful sources without coveting it, do not reject it. Fear Allah concerning it, and the fact that something is a trial by which Allah tests does not mean it should be rejected, for women and children are both blessings and trials.