What is the ruling on benefiting from the health insurance service provided by the telecommunications company where the questioner works, knowing that the company bears part of the treatment expenses after they have been paid by the employee, and knowing also that the company does not deduct any amount from the employee's salary for this service?
If health insurance is a prohibited commercial insurance, then it is not permissible to subscribe to it if it is optional. However, if it is compulsory, then there is no sin upon you, but it is not permissible to benefit from the insurance company except up to the amount paid only.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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