What is the ruling on benefiting from the health insurance service provided by a software company to its employees in a non-Islamic country, knowing that the company does not deduct anything from the employees' salaries in exchange for this service?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to engage in commercial health insurance in two cases: First, being forced into it, and in this case, the sin is on the one who compels. Second, being in dire need of it or having a severe necessity for it due to inability to afford treatment without it. This is even more permissible if the company is the one contracting with the insurance company, not the employee, and it does not matter if the employee pays first and then claims reimbursement from their company through the insurance company.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/19347
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 19347
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy