Is it permissible for a physician to work for current health insurance companies that accept patients covered by the Sharia-compliant health insurance system, and if it is not permissible, then how can one benefit from the health insurance system by working under its Sharia-sanctioned umbrella?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to work in cooperative health insurance companies that are based on cooperation and mutual support, are non-profit, and adhere to regulations. As for commercial insurance, which is based on profit, gambling, and uncertainty (), it is not permissible to work in its companies, as this contradicts the Almighty's saying: "And cooperate in righteousness and piety, but do not cooperate in sin and aggression." The Sharia-compliant solution is to replace commercial insurance with a cooperative insurance system.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/79131
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 79131
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy