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The question

Is it permissible for a physician to work for current health insurance companies that accept patients covered by the Sharia-compliant health insurance system, and if it is not permissible, then how can one benefit from the health insurance system by working under its Sharia-sanctioned umbrella?

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Source: FtawySummarized from the full answer at Ftawy · reviewed Sep 2, 20261 min readAlso available in العربية
The answer

It is permissible to work in cooperative health insurance companies that are based on cooperation and mutual support, are non-profit, and adhere to Sharia regulations. As for commercial insurance, which is based on profit, gambling, and uncertainty (gharar), it is not permissible to work in its companies, as this contradicts the Almighty's saying: "And cooperate in righteousness and piety, but do not cooperate in sin and aggression." The Sharia-compliant solution is to replace commercial insurance with a cooperative insurance system.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

Read the full answer on Ftawy