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Will the Hajj be accepted if I go while still owing debts, and without seeking permission from the creditors?

1 min readAlso available in العربية

One should not ask or answer about the acceptance of acts of worship, but rather about their validity and the fulfillment of their conditions. The Hajj performed by someone who owes debts to others is valid if it is completed with its pillars and conditions; money or debt has no bearing on the validity of Hajj. It is better for someone who is in debt not to perform Hajj, and to repay their debt, as they are not legally capable. The Permanent Committee has issued a fatwa stating that borrowing money for Hajj does not affect its validity, and that if someone is in debt such that their creditors prevent them from performing Hajj, then they are not capable. However, if the creditors show leniency, then it is permissible for them to perform Hajj.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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