Is the interest imposed on the Social Fund for Development's loans considered prohibited usury (riba), or is it in exchange for the services provided (training, marketing, tax exemption)? And is it permissible to finance projects through these loans?

The interest mentioned on the loan is forbidden usury (riba), which is unlawful to take except in cases of dire necessity, as Allah the Almighty says: "O you who have believed, fear Allah and give up what remains [due to you] of riba, if you should be believers. And if you do not, then be informed of a war [against you] from Allah and His Messenger." The Prophet (peace be upon him) cursed the one who consumes usury, the one who feeds it, its two witnesses, and its scribe. These services of training and marketing are a donation from the state, and the interest on the loan is fixed even if the borrower does not benefit from the services.