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The question

What is the ruling on lending someone 100 Saudi Riyals and requesting the repayment of only 50 Saudi Riyals, foregoing the rest with the intention of assistance and charity? And is it a condition to intend a counter-value (معاوضة) or profit (مرابحة) for usury to occur?

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Source: FtawySummarized from the full answer at Ftawy · reviewed Sep 2, 20261 min readAlso available in العربية
The answer

If you lend someone one hundred riyals and ask him to repay only fifty riyals, this is permissible and an act of kindness from you, and it has no relation to usury. Usury occurs in a loan where an increase beyond the principal amount is stipulated.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

Read the full answer on Ftawy