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Is it permissible to resort to purchasing affordable housing with the help of a usurious bank to avoid eviction, given the unavailability of Islamic banks?

1 min readAlso available in العربية

It is not permissible to proceed with economic housing if it involves a usurious transaction with the bank, because the necessity that permits committing a prohibited act is when a person faces a state of danger or severe hardship, such that they fear harm to life, limb, honor, mind, or property. One who finds housing, even if rented, that shelters them is not compelled to engage in usury. If a Muslim cannot find any lawful means and is exposed to homelessness, finding no shelter, or finds it at an unaffordable rent that usually causes immense hardship, then there is no harm in obtaining housing through a usurious contract due to necessity.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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