Is it permissible to take out a usurious loan from banks in America to buy a house, knowing that this is the only way to get rid of exorbitant rent and maintain government assistance, and given the inability to live stably in any Arab country?

Borrowing with usury is forbidden. Only necessity permits it, and renting accommodation negates this necessity unless the tenant experiences severe hardship. Residing in Western countries is perilous for a Muslim's faith and morals, and it may lead to deviation and apostasy from their religion.