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Is it permissible to take a housing allowance in advance from the company for the purpose of Hajj, with it being deducted later from the salary in installments, given that there is no other debt?

1 min readAlso available in العربية

Hajj is only obligatory for those who are able, as Allah Almighty says: (And Hajj (pilgrimage to Makkah) to the House (Kaaba) is a duty that mankind owes to Allah, for those who are able to undertake the journey to it). And ability has been interpreted as provisions and a riding animal. So, whoever does not find sufficient sustenance for himself and for those he supports, and does not find a means of transportation, Hajj is not obligatory upon him. He is not required to take out a loan for Hajj, and it is preferable not to take out a loan. However, if he takes out a loan and performs Hajj, his Hajj is valid, and there is no harm in that.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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