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The question

Is it permissible to transfer one's salary to an interest-based bank in order to obtain a loan without interest, while withdrawing the salary immediately upon its deposit?

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Source: FtawySummarized from the full answer at Ftawy · reviewed Sep 2, 20261 min readAlso available in العربية
The answer

It is forbidden to transfer one's salary to an interest-based bank when a non-interest-based alternative is available, due to the availability of an Islamic alternative. If the bank stipulates the salary transfer in exchange for a loan, then this loan is considered impermissible because it is a "loan that brings benefit," as the bank benefits from the salary transfer, which makes it unlawful.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

Read the full answer on Ftawy