Is it permissible to take out a bank loan against one's salary when necessary?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
There is no harm in banking facilitation if it is from an Islamic bank and its transaction is -compliant and free from usury, whether this is by choice or necessity. However, if the transaction involves a Sharia violation, or is usurious, or the bank is usurious, then it is not permissible except in a case of dire necessity.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/40457
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 40457
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy