What is the ruling on purchasing a car in installments when life insurance is imposed by the selling institution, and is it permissible to perform Hajj while having debts for the car?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
Purchasing a car or any other commodity (excluding gold, silver, and their equivalents in currency) in installments is permissible if it adheres to Islamic legal guidelines. However, stipulating life insurance or other types of commercial insurance on the buyer in installments is null and void and (forbidden) in Islamic law due to the presence of (excessive uncertainty) and consuming wealth unjustly. Therefore, if purchasing a car in installments necessitates entering into a life insurance contract, then it is not permissible to complete this transaction because it includes a forbidden condition.
Summarized from the full answer at Ftawy · imported
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- Ftawy
- Original fatwa ID
- 86022
- Imported
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- Source text, unreviewed
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